Fw: [3]

[Ingrid Howard]

Dear HomeOwner,
After completing the review we are pleased to offer you the following,

Your current mortgage qualifies you for more than a 3% lower rate!

--------------------------------------------------------
!! U.S MORTGAGE RATES HAVE NEVER BEEN LOWER! !!
--------------------------------------------------------


Millions of Americans have re-financed this month alone!

So why not you?

Go HERE to make that change.


If you prefer to be left out of this amazing offer go here.